fbpx
Whether you’re after a brand-new car, a second-hand bargain or your first set of wheels, speak to our friendly staff at Roscommon Credit Union Ltd. today about a Flexible, Affordable, Quick and Easy car loan.

Speak to our staff today and lets get you motoring in 2019 with a Flexible, Affordable, Quick & Easy Car Loan! 

We have a very attractive First Time Borrower Rate of 6% (APR 6.19%) with a maximum repayment terms of 36 months, please see the table below with examples of borrower amounts and repayments.

Speak to one of our team members today and lets get you motoring in 2019!

Serving you in Roscommon, Strokestown and Elphin.

 

GET A FLEXIBLE LOAN FROM A LENDER WHO CARES

HAVE YOU HAD YOUR CREDIT REUNION?

 

At the credit union we look at things differently:

  1. Owned by you:
    Every credit union is owned by its members, the people who save with it and borrow from it
  2. Local:
    All decisions are taken at local level in the best interest of all members
  3. Member service:
    Credit unions excel in the personal service which they provide to members
  4. Straight forward:
    Unlike a Hire Purchase agreement or Personal Contract Plan you own the car from the outset. There are no hidden fees or charges on credit union loans
  5. Flexible:
    You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, all without penalty. Generally. there is no minimum loan period.
  6. Loan protection:
    Loans are insured by the credit union’s own policy at no direct cost to you. This is designed to pay off a loan in the event of a borrower’s death – subject to terms, conditions and eligibility criteria.

 

To help you get on the road with the car you need, chat to your local credit union today about a car loan.

Variable representative rate correct as of 02/01/19. This rate is valid from 02/01/19 to 31/01/19. This rate is applicable for approved loans only, loans are to be drawn down from Roscommon Credit Union from 02/01/19 to 28/02/19. Terms and Conditions apply. If you do not meet the repayments on your loan, you account will go into arrears, this may affect your credit rating, which may limit your ability to access credit in the future.

The maximum interest rate which a credit union can charge is 12% (12.68% APR)*. In practice, most credit unions have interest rates which are significantly lower than that. Please check with your local credit union for further details. The maximum loan period can vary, depending on each credit union’s own policy.

* For a €3,000 one year variable rate loan with an interest rate of 12%, an annual percentage rate of 12.68%, the monthly repayment will be €266.55 and the total amount repayable will be €3,198.56

 

HOW DO I APPLY FOR A CAR LOAN?

If you are already a member of a credit union, simply contact your credit union today
To submit a car loan enquiry to your local or workplace credit union, please click here.
Alternatively, it’s as simple as contacting your credit union to discuss your needs. Branch contact details:
Roscommon 090 6626657
Strokestown 071 96 35050
Elphin 071 963362

If you’re not already a credit union member why not join today?

You’ll find more details on what you need to join by clicking here.
Follow us on Facebook / Twitter / Instagram 

If you are already a member of a credit union, simply contact your credit union today

To submit a car loan enquiry to your local or workplace credit union, please click on the Loan Enquiry link below.

Alternatively, it’s as simple as contacting your credit union to discuss your needs. You’ll find contact details for your local or workplace credit union in our Credit Union Locator.

If you’re not already a credit union member why not join today? You’ll find more details on what you need to join by clicking in the Join now link below.